Resource Information

Information on this thread should not be misconstrued as LEGAL advice and it’s for educational and resource purposes ONLY.

Should you need an attorney for legal advice please click here: https://www.consumeradvocates.org/for-consumers


This Easy Trick Can Improve Your Credit Score
https://www.gobankingrates.com/credit/credit-score/easy-trick-improve-credit-score-avoid-late-payments/

Check Your Credit Score Online
https://www.credit-land.com/credit-scores.php?link=51795431&apn_b2s=140678&apn_aff=10711&cl=735d417e89cbbee

Get your free credit report
https://www.annualcreditreport.com/index.action

What to look for in your credit report
https://www.annualcreditreport.com/reviewYourReport.action

Your Credit Report Rights
https://www.annualcreditreport.com/yourRights.action

Credit Report & Scores Key Terms
https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/answers/key-terms/

Credit Cards For People With Little or No Credit
https://www.credit-land.com/1018/1018_page_13372_32278.php?link=37550479&apn_b2s=140689&apn_aff=10711&cl=735d220f7cebbad

Consumer Data Industry Association (CDIA)
https://www.cdiaonline.org/

CDIA Education Services
https://www.cdiaonline.org/education-services/

National Association of Consumer Advocates
https://www.consumeradvocates.org/join-naca

Identity Theft Recovery Steps
https://identitytheft.gov/?fbclid=IwAR1mzy9peGuyFsmQSI40L4pFIhxzo1q4X44OM2lnMg1ZVVOKuYOwrjo5GGw

 

Student Loan Provider Steps

When dealing with federal student loans, you should ONLY be in contact with the federal government or one of the lender agencies, such as Navient, Nelnet, etc. Studentloans.gov and nslds.ed.gov are great resources. 

These sites are where you can consolidate, apply for forgiveness, and even find out how many loans you have and their exact dollar amount.
 
Federal Loan Services: Added 6/20/2018
Nelnet
www.nelnet.com
1-888-486-4722
 
Great Lakes Educational Loan Services, Inc.
1-800-236-4300
 
Navient
1-800-722-1300
 
FedLoan Servicing (PHEAA)
1-800-699-2908
 
MOHELA
1-888-866-4352
 
HESC/EdFinancial
1-855-337-6884
 
CornerStone
1-800-663-1662
 
Granite State – GSMR
1-888-556-0022
 
OSLA Servicing
1-866-264-9762
 
Debt Management and Collections System
1-800-621-3115